05.30.08
One Couples Search for Medicare Supplement Insurance
The History
Eugene and Regina Wisekopff are two average retirees age’s sixty-four and sixty-eight respectively. Eugene turned sixty-five three years prior and had to make the difficult decision to continue to pay for his group health insurance due to the high cost of insuring his wife Regina prior to her turning sixty-five and becoming eligible for Medicare Part A and Medcare Part B. Although Eugene maintained his group health insurance after turning sixty-five, Eugene took the advise of his local Social Security office and enrolled in both Medicare Part A and Medicare Part B which shared in the payment of his claims with his current group health insurance plan. Eugene and Regina both found Medicare Coverage confusing.
How We Met
While doing research on the Internet, Eugene approached our agency, Golden Age Providers, LLC on our website at www.lowcostmedigap.com and requested that we provide he and his wife with assistance in locating a Medicare Supplement Insurance plan which would meet their individual needs. Eugene’s desire was to obtain as many Medigap Quotes as possibe. The Wisekopffs wanted a Medicare plan to work hand-in-hand with their Medicare Coverage.
Differing Needs
Eugene and Regina were under the impression that their needs were similar and therefore the ideal solution was identical for the two of them. Eugene and Regina, not unlike most retirees, were unaware that the solution is never “one-size fit’s-all” when shopping for Medicare Supplement Insurance. Eugene’s “Open Enrollment” period for Medicare Supplement eligibilty had long since past and Regina was approaching her one and only “Open Enrollment” period. Two vastly different situations. Eugene and Regina were both unaware that the “Open Enrollment” period lasted for only six months from the date of their Medicare Part B effective date. Regina was a very healthy individual, but Eugene had developed many serious physical impairments over the last few years. Eugene was very concerned that he learned that his “Open Enrollment” period had ended. Eugene was unaware that he qualified under the “Guarantee Issue” provisions of his state. Medicare Coverage is complex and that is why one needs to utilize the services of a Medicare Supplement insurance expert.
An Uphill Battle
Prior to locating Golden Age Providers, Eugene and Regina had placed a telephone call to their local car insurance agent. The local agent who was not well versed in the complexities of Medicare and Medicare Supplement Insurance told Eugene and Regina that he would need at least two weeks to research their best available options. The local agent didn’t really know how to provide Medigap Quotes. This was a concern to both Eugene and Regina as her sixty-fifth birthday was only three weeks away. Two weeks passed and neither Eugene or Regina had heard back from their local car insurance agent. Regina placed a call to the local agent who informed them that with their elderly age and Eugene’s poor health, that there was nothing anyone could do for them. Eugene and Regina were not only offended by the statement that their local car insurange agent had made when refering to them as elderly, but they were also seriouslly concerned by the statement that there wasn’t anything anyone could do to help them.
In the Right Hands, An easy Solution
One can only imagine the peace of mind felt by both Eugene and Regina when they were informed by their agent at Golden Age Providers that this would be a “piece of cake” for the staff of Golden Age Providers, LLC. They were informed by their agent that although Eugene had many medical impairments a federal law entitled him to purchase any Medicare Supplement policy A,C or F being offered by any Medicare Supplement insurance company in his state to go along with his Medicare coverage. Eugene and Regina’s agent at Golden Age Providers also informed them that since Regina was approaching her sixty-fifth birthday in only three short weeks, that Regina was also approaching her “Open Enrollment” period and was entitled to purchase any Medicare Supplement plan being offered by any Medicare Supplement insurance company in her state. The sigh of relief could be heard by their agent at Golden Age Providers, LLC while informing them of these easy solutions by telephone. Eugene and Regina were also comforted by the fact that Golden Age Providers, LLC specializes in the area’s of Medicare, Medicare Advantage, Medicare Part D and Medicare Supplement Insurance. Their agent also informed them that Golden Age Providers, LLC represented nearly forty Medicare Supplement insurance companies and therefore, played no favorites. Golden Age Providers, LLC works for the client, not the company. Golden Age Providers, LLC represents such well respected companies as AARP Medicare Supplement insurance, Blue Cross Blue Shield Medicare Supplement insurance, Mutual of Omaha Medicare Supplement insurance and many, many more.
A Happy Outcome
After reviewing Medicare Supplement plans being offered by AARP, American Republic, Blue Cross Blue Shield, Equitable Life and Casualty, and many more, Eugene and Regina chose to purchase Plan “F” Medicare Supplement Insurance plans from Mutual of Omaha Insurance Company. Mutual of Omaha had been offering the Mutual of Omaha Medicare Supplement since 1966 and offering insurance to Americans since the 1800’s. The longevity of Mutual of Omaha Insurance Company played heavily into their decision to purchase the Mutual of Omaha Medicare Supplement.
Since providing these solutions to Eugene and Regina, many of their friends have contacted Golden Age Providers, LLC to choose the Mutual of Omaha Medicare Supplement insurance after reviewing their Medigap quotes.
For assistance with the purchase of Medigap Insurance or questions regarding Medicare coverage, contact Golden Age Providers, LLC at: 1-800-495-1915 or at: www.lowcostmedigap.com
